MINE YOUR RESOURCES WEBSITE TERMS AND CONDITIONS

Effective January 2009

Please read these Terms and Conditions of Use carefully before using this site. If you do not agree to all of these Terms and Conditions of Use, please do not use this site. Mine Your Resources may revise and update these Terms and Conditions at any time. Your continued usage of the Mine Your Resources site will mean you accept those changes.

REFUND POLICY

If you change your mind after purchasing any product or service through our site, if you email within 7 days of making your purchase, I will refund your money in full.

Mine Your Resources Products and Services are all covered by a 100% satisfaction guarantee. If your purchase doesn't meet your expectations then email me and I will refund your money in full.

Mine Your Resources reserves the right to change our fees or billing methods at any time. All changes will be posted on the site and you are responsible for reviewing the site to obtain notice of such changes.

SITE USER RESTRICTIONS

All information and materials on this site, including but not limited to, text, trademarks, logos, graphics, and images (the “Materials”), are the copyrighted works and other forms of intellectual property of Mine Your Resources or third parties who have authorized use of the materials on this site, unless otherwise provided in respect to specific areas or materials on the site. Unless otherwise provided in respect to specific areas or materials on the site, Mine Your Resources grants you only the limited license to display the Materials on your personal computer or personal wireless device, and to copy and download such Materials, provided that: (1) any copyright, trademark or other notice appearing on such Materials is also retained by, displayed, copied, or downloaded as part of the Materials, and is not removed or obscured, and (2) such display, copy, or download is used solely for your personal information. Such Materials may not be distributed, transmitted, displayed, or broadcast in any manner or for any purpose. You acknowledge and agree that you have no right to nor will you modify, edit, alter, or enhance any of the Materials in any manner. This limited right terminates automatically, without notice to you, if you breach any of these Terms. Upon termination of this limited right of display, User agrees to immediately erase or otherwise destroy any downloaded and printed Materials. Except as expressly stated herein, you acknowledge that you have no legal right, title, or interest in or to the Materials other than a limited right of display.

THIRD PARTY CONTENT

Mine Your Resources is a venue for content supplied by third parties and visitors to its Site. Accordingly, Mine Your Resources has no specific prior review process or editorial control over such content. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, members or any other User of this Site, are those of the respective parties and not necessarily those of Mine Your Resources or Cath Duncan. Neither Mine Your Resources nor Cath Duncan nor any third-party provider of information guarantees the accuracy, completeness, or usefulness of any third-party content, nor its merchantability or fitness for any particular purpose.

LINKS TO AND FROM THIRD PARTY SITES

There may be links established between this Site and other sites on the World Wide Web or Internet which are not under the control of, or maintained by, Mine Your Resources. Such links do not necessarily constitute an endorsement by Mine Your Resources of those sites. Mine Your Resources undertakes no obligation to monitor such sites, and User agrees that Mine Your Resources is not responsible for the content of such sites, or any technical or other problems associated with any such third-party Site, links, or usage. You further agree that in the event that you establish a link from any other site to the Site, you will immediately discontinue such link upon receiving written notice from Mine Your Resources of its objection to any such link.

CHANGES IN TERMS AND CONDITIONS AND CHANGES IN THE SITE

Mine Your Resources may, in its sole discretion and at intervals of its sole choosing, modify this Site and/or the Site Use Agreements/Policies connected with them at any time and without prior notice. It is the responsibility of each User to monitor such changes, and to determine whether or not to continue to access and use the Site based upon any such changes.

TERMINATION

User's access to Site will be subject to Mine Your Resources' authorization to access the Site. Mine Your Resources reserves the right to terminate User's access to the Site at any time without notice, for any reason (including, but not limited to, if you violate these Terms) or for no reason. While Mine Your Resources' preferred course of action is to advise you of your inappropriate behavior and recommend any necessary corrective action, Mine Your Resources does not represent that it will nor is it required to either actively monitor such behavior or to provide such notice to you. Mine Your Resources' right to terminate User's access is in addition to all other legal or equitable remedies available to Mine Your Resources hereunder, which rights are fully and expressly reserved by Mine Your Resources. Upon termination of this Agreement for any reason, User shall cease to use or further access any Mine Your Resources Content or Services and be liable for any unauthorized attempts to do so via any means.

NO AGENCY OR PARTNERSHIP

The parties are Independent Contractors. Neither party may direct or control the day-to-day activities of the other; neither party may create or assume any legal obligation on behalf of the other.

ENTIRE AGREEMENT; SEVERABILITY; NO UNINTENTIONAL WAIVER

This Agreement, including the Site's Privacy Policy, constitutes the entire User Agreement between User and Mine Your Resources, and supersedes any prior agreements or understandings between User and Mine Your Resources. No amendment or modification hereof will be valid or binding upon either party unless made in writing and signed by the authorized representatives of both parties.

NO THIRD PARTY BENEFICIARIES

User acknowledges and agrees that this Agreement shall in no event be construed as a third party beneficiary contract, and that it is not intended for the benefit of any person or company whomsoever except the parties hereto.

ASSIGNMENT

Mine Your Resources may assign any or all of its rights and obligations hereunder to any party without the prior consent of or notice to User.

JURISDICTION, DISPUTE RESOLUTION AND CHOICE-OF-LAW

The parties agree that any controversy or claim arising out of or relating to this Agreement, or the breach thereof, at the election of the initiating party, shall be settled either by the courts of the United Kingdom. The parties hereby acknowledge that certain rights and actions relating to the Site are not compensable with monetary damages and, therefore, hereby consent to extraordinary relief, in equity, including but not limited to injunctive relief, which may be entered and shall be deemed fully enforceable, by a court, with jurisdiction of the matters arising under or relating to the Web site, its Terms and Conditions of Use and/or its Privacy Policy Statement. Each party agrees and consents to the personal jurisdiction and venue in any of these forums for dispute resolution, and will not challenge the service of process, the legal authority, or the jurisdiction of any proceedings which, at the request or either of the parties, may be held Confidential and not publicly disclosed.

ATTORNEYS FEES

In any action or proceeding between or among the parties hereto to interpret or enforce any of the provisions hereof, the prevailing party shall, in addition to any other award of damages or other remedy, be entitled to reasonable attorneys' fees and costs.

DISCLAIMER OF WARRANTIES

You as a User of the Site, acknowledge and agree that Mine Your Resources has no liability for any errors or omissions in the Site, including in the Materials, whether provided by Mine Your Resources or third parties. You further acknowledge and agree that Mine Your Resources makes no warranty or representation of any kind as to the availability of the Site or any portion thereof, that the Site or portions thereof may be inaccessible for various time periods (whether due to Internet service provider problems or otherwise), and that Mine Your Resources shall have no liability for any unavailability of or inaccuracy in the Site or the Materials.

User will bear all risk associated with any content that you access. User accessing of any content made available by or through Mine Your Resources and third parties is subject to your agreement to this provision and these Terms and Conditions.

DISCLAIMER NOTICE:

Mine Your Resources DOES NOT PURPORT TO OFFER ANY MEDICAL OR FINANCIAL ADVICE TO USERS. PLEASE SEEK THE ADVICE OF A MEDICAL DOCTOR OR FINANCIAL ADVISOR, AS APPROPRIATE, REGARDING THE EVALUATION OF ANY SPECIFIC INFORMATION, OPINIONS, ADVICE, OR OTHER CONTENT.

YOU UNDERSTAND AND AGREE THAT ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE PRODUCTS AND SERVICES IS DONE AT YOUR OWN DISCRETION AND RISK, AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT MAY RESULT IN THE DOWNLOAD OF SUCH MATERIAL.

UNDER NO CIRCUMSTANCES SHALL Mine Your Resources BE LIABLE TO ANY USER ON ACCOUNT OF THAT USER'S USE OR MISUSE OF AND/OR RELIANCE ON THE SITE, OR ITS ASSOCIATED PRODUCTS AND SERVICES. USER EXPRESSLY AGREES THAT SUCH LIMITATION OF LIABILITY SHALL APPLY TO PREVENT RECOVERY OF DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, AND PUNITIVE DAMAGES (EVEN IF Mine Your Resources HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES). SUCH LIMITATION OF LIABILITY SHALL APPLY WHETHER THE DAMAGES ARISE FROM USE OR MISUSE OF AND RELIANCE ON THE SITE, PRODUCTS OR SERVICES, FROM INABILITY TO USE THE SITE, OR FROM THE INTERRUPTION, SUSPENSION, OR TERMINATION OF THE SITE OR DAMAGES INCURRED BY REASON OF OTHER SERVICES OR GOODS RECEIVED THROUGH OR ADVERTISED ON THIS SERVICE OR RECEIVED THROUGH ANY LINKS PROVIDED ON THIS SITE, AS WELL AS BY REASON OF ANY INFORMATION OR ADVICE RECEIVED THROUGH OR ADVERTISED ON THE SERVICES, OR RECEIVED THROUGH ANY LINKS PROVIDED IN THE PRODUCTS AND SERVICES.

INDEMNITIES

By using this Web site, User agrees to indemnify and defend Mine Your Resources and its parents, subsidiaries, affiliates, directors, officers, consultants, and employees and hold them harmless from any and all claims and expenses, including attorney's fees, arising from User's misuse of this Site or Service.

QUESTIONS, COMMENTS OR NOTICES

If you have questions, comments, or notices about the Mine Your Resources Site or this User Agreement, please email us at:

cath@mineyourresources.com